Indonesia Private Investigation Agency

Letters from a Private Investigator

Whistleblowing In Indonesia

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Whistleblowing In Indonesia. The risk of fraud is faced by all organizations regardless of size. Unfortunately, many of these threats are internal and come from dishonest people who were recruited by the company they are defrauding. According to a 2016 fraud survey conducted by the Association of Fraud Examiners (ACFE) Indonesia Chapter[1][2]  “fraud is a latent danger that threatens the world. The results of the Global Association of Certified Fraud Examiners (ACFE) research show that each year an average of 5% of the organization’s revenue is a victim of fraud”. The report states that corruption was by far the most common form of occupational fraud in Indonesia, occurring in 67% cases, followed by asset misappropriation (31%), and financial statement fraud (2%). ACFE went on to claim that the total loss caused by corruption can reach up to 10 billion Indonesian Rupiah.  The loss caused by asset misappropriation can go beyond 10 billion Indonesian Rupiah. 

The survey indicated that the most common fraud detection method was by means of a whistleblowing hotline with internal employees as the main reporting source (Whistleblowing In Indonesia). A whistleblower is a person who exposes secretive information or activity that is deemed illegal, unethical, or not correct within a private or public organization. The information of alleged wrongdoing can be classified in many ways: violation of company policy/rules, law, regulation, or threat to public interest/national security, as well as fraud, and corruption. Those who become whistleblowers can choose to bring information or allegations to surface either internally or externally. Internally, a whistleblower can bring his/her accusations to the attention of other people within the accused organization such as an immediate supervisor. Externally, a whistleblower can bring allegations to light by contacting a third party outside of an accused organization such as the media, government, law enforcement, or those who are concerned. Whistleblowers, however, take the risk of facing stiff reprisal and retaliation from those who are accused or alleged of wrongdoing.

An organization that implements a whistleblowing system will promote a culture of transparency, honesty, and integrity. This culture will help the organization to detect and handle early signs of fraud. Some business industries which are more at risk of fraud, such as banking and financial services, as well as government and public administrations have enacted their own whistleblowing policies to provide a clear mechanism in handling reports and complaints.

The Indonesian law does not contain explicit provisions on Whistleblowing In Indonesia, however, it provides protections for employees who have knowledge of criminal acts of the employer. Indonesian Employment Law No 13 of 2003 Article 169 stipulates that an employee may submit a request for termination of his/her employment in case the employer persuades and/or orders the worker/laborer to do a deed that is in conflict with laws and regulations. The terminating employee must be entitled to severance, reward, and compensation pay. Protections for whistleblowers (witnesses) are regulated in the Indonesian Witness and Victims Protection Law No. 13 of 2006.

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are  fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

For more focussed business due diligence work and analysis we would also refer you to Business Due Diligence Indonesia. 

[1] https://acfe-indonesia.or.id

[2] https://acfe-indonesia.or.id/wp-content/uploads/2017/07/SURVAI-FRAUD-INDONESIA-2016_Final.pdf

ISO 37001 Anti-Bribery

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Anti-Bribery

ISO 37001 Anti-Bribery Management Systems

Corruption raises the cost of business, undermines public trust and hampers growth. It disproportionately affects the poor and vulnerable by diverting resources from essential public services such as health care, education, transportation and water sanitation.

Bribery is one of the world’s most destructive and challenging issues. According to the Organisation for Economic Co-operation and Developmentthere are over US$ 1 trillion paid in bribes each year. The consequences are catastrophic, reducing quality of life, increasing poverty and eroding public trust.

Yet despite efforts on national and international levels to tackle bribery, it remains a significant issue. Recognizing this, ISO developed a new standard to help organizations fight bribery and promote an ethical business culture. It is designed to help an organization implement an anti-bribery management system, or enhance any existing controls. It helps to reduce the risk of bribery occurring and can demonstrate to stakeholders that an organisation has put in place internationally recognized good-practice anti-bribery controls.

ISO 37001 can be used by any organization, large or small, whether it be in the public, private or voluntary sector, and in any country. It is a flexible tool, which can be adapted according to the size and nature of the organization and the bribery risk it faces. 

What is an anti-bribery management system? 

An anti-bribery management system is designed to instil an anti-bribery culture within an organization and implement appropriate controls, which will in turn increase the chance of detecting bribery and reduce its incidence in the first place. ISO 37001, Anti-bribery management systems – Requirements with guidance for use, gives the requirements and guidance for establishing, implementing, maintaining and improving an anti-bribery management system. The system can be independent of, or integrated into, an overall management system. 

It covers bribery in the public, private and not-for-profit sectors, including brib- ery by and against an organization or its staff, and bribes paid or received through or by a third party. The bribery can take place anywhere, be of any value and can involve financial or non-financial advan- tages or benefits. 

What benefits will it bring to my business or organization? 

ISO 37001 is designed to help your organization implement an anti-bribery management system or enhance the controls you currently have. It requires implementing a series of measures such as adopting an anti-bribery policy, appointing someone to oversee compliance with that policy, vetting and training employees, undertaking risk assessments on projects and business associates, implementing financial and commercial controls, and instituting reporting and investigation procedures. 

Implementing an anti-bribery management system requires leadership and input from top management, and the policy and programme must be communicated to all staff and external parties such as contractors, suppliers and joint- venture partners. 

In this way, it helps to reduce the risk of bribery occurring and can demonstrate to your management, employees, owners, funders, customers and other business associates that you have put in place internationally recognized good-practice anti-bribery controls. It can also provide evidence in the event of a criminal investigation that you have taken reasonable steps to prevent bribery. 

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are  fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

For more focussed business due diligence work and analysis we would also refer you to Business Due Diligence Indonesia. 

Sources

https://anticorruption-integrity.oecd.org

https://www.iso.org/iso-37001-anti-bribery-management.html

https://www.iso.org/files/live/sites/isoorg/files/store/en/PUB100396.pdf

Business Due Dilgence

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Business due diligence

What is Business Due Diligence?

Due diligence is basically a process of in-depth investigation completed by a business or outsource to a professional company such as Business Due Diligence Indonesia. The research is carried out prior to starting an ongoing business or employment relationship or signing a contract. The aim of due diligence is to identify any potential problems, unexpected liabilities and basically mitigate any risks. 

Advantages of Engaging Business Due Diligence Indonesia

(BDDI) have a proven track record of due diligence in Indonesia. We also have a unique network of sources that offer intelligence that just can’t be found online or n books.

Conducting due diligence is a valuable and key risk management tool used for buyers and businesses alike. BDDI’s thorough due diligence investigations will allow clients to make informed decisions and avoid surprises at the end of a transaction. It could save you thousands and thousands of dollars.

Due diligence investigations empower buyers through making them aware.  

Conducting Due Diligence

There are different ‘levels’ of due diligence (‘hard’ and ‘soft’). BDDI offers the full range from record retrieval and adverse media research to the more time consuming deep source interviews, regulatory and litigation checks and site location verification visits. The scope of due diligence is dependent on the type of transaction, any perceived risks, and the client’s needs.

The most common transactions that call for due diligence include:

  • purchasing a business
  • mergers and acquisitions 
  • entering into a partnership
  • entering into a major contract

Buyers have the right to look at the records, assets, and operations for a business before committing to purchasing or entering into a partnership. The result of a due diligence exercise should be a complete story of the target company (or partner). This story can include a range of information within the scope of the research such as financial, commercial, operational, reputational and legal position of the target business or partner.

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are  fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

For more focussed business due diligence work and analysis we would also refer you to Business Due Diligence Indonesia. 

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Investigating Art Heists

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Private Investigation

One of the most perplexing cases to come across the desk of a PI is the theft of valuable art. After all, why would anyone steal fine art, since it’s so difficult to sell? Not only is it off limits to legitimate art dealers, but the vast majority of private collectors would never buy it, either (Private Investigation).

Art is very easy to damage. The theft itself, the transportation, and improper storage seriously erode the value and therefore the presumed payoff for the theft. Contrary to what you’ll see in the movies, art theft is not done by people who love art and want to hide it in the basement. In fact, the thieves often leave evidence of careless handling, which ads terrifically to the level of pain experienced by the museum staff or the private collector. What’s more, if there is any sentimental value attached to the artwork, the thieves don’t care about that, either.

The tools for investigating art theft are basically the same as what we use for any other investigation: surveillance, photos, interviews, and public records. Private Investigators have no police power to detain suspects for questioning, enter buildings or private property to conduct searches, or use a technique known as pretexting, where an investigator might put on a lab coat and pretend to be a medical professional in order to access information. It’s okay to lie, but there is a fine line between lying and out-and-out impersonation of someone in a privileged position.

With the motives of the theft being so unclear and the powers of the PI being so narrow, what advantage do we have over police?

Unquestionably, the most important advantage is one of focus. While the police attention is scattered among a multitude of cases, the PI can focus a laser-sharp beam on the objectives of the client. (That’s not a license to overstep boundaries, but does help in following details that might seem insignificant to police.) Most of the stereotypes about PI’s are laughable, but one might have a kernel of truth: PI’s tend to be dogged in their ability to track down evidence and unravel the truth.

Why would a criminal want to hold on to fine art? One theory is that it is easier for a criminal to hide and store art than suitcases of cash. There doesn’t have to be any paper trail, bank statements, marked bills, or other traceable evidence. If arrested on another charge, such as a drug bust, the criminal can use his knowledge of the art’s whereabouts as a bargaining chip. And, even though he might not have taken good care of the art, the museums, owners, and the public still want it back.

Another theory is that thieves use art as collateral for big purchases like massive drug deliveries. After all, if you’re buying a $1.5 million load of contraband, is it easier to hand over that much cash, or deliver collateral that can easily be held and transferred? Having valuable collateral that the criminal doesn’t care about personally is a big advantage. It greases the wheels of criminal commerce, allowing the drug buyer to start making sales and paying off his or her debt to the seller.

PI’s are the ultimate undercover agents. They do not have badges and can arrange their cars, looks, and even the contents of their pockets so as to be unsuspicious. They can insert themselves into conversations in any bar or public place. They can travel to wherever the leads take them. In fact, Bob Wittman of the FBI’s Art Crime Team states that the ability to travel and speak knowledgably about art is essential to recovering it.

While we do recover stolen belongings, including art, all the time, there are some famous heists that have never been solved. In March of 1990, 13 pieces of priceless art were stolen from the Isabella Stewart Gardner Museum in Boston. And to this date, 25 years later, not a single piece was ever recovered. Suspects have died off, given the police the run-around, and even gone to prison and served long sentences. But the art itself has never been found.

If you have fine art, it is a very good idea to keep pictures of it in a safe deposit box in a different location than the artwork itself. Try to take photos of the back or any distinguishing characteristics. It’s good to use professional help because fingerprints, strong lighting, humidity, and many other factors can damage the art, even if you can’t tell by looking at it. It’s also important to carry insurance on any very expensive possession (Private Investigation).

Here at BaliDetective, we solve missing or stolen property cases all the time, with discretion and with the highest standards in conduct.

Have you ever had any valuable objects stolen from you, and if so, what did you do to recover it?

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are  fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

Women PIs Part IV

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Female Private Investigator

The Pros and Cons of Womanly Charm

What are the most commonly used techniques for delivering investigative services, and what are the pros and cons of using a female private investigator?

Remember that the Private Investigator does not have police powers and has to rely solely on wits, diligence, and sustainable, legal means to gather information. Otherwise, the PI will not be in business for long.

The three mainstays of the investigation business are surveillance, interview, and public record. Women are certainly capable of handling all three with ease.

While it might be harder for a good-looking woman to melt into the background than a man, all Private Investigators must learn this skill. Can you imagine doing a surveillance job wearing a bright red dress and stiletto heels? Just like male investigators, female investigators learn how to mute the colors and dress for blending in. They can also use tricks such as changing sweaters at intervals while tailing a suspect, so the suspect does not realize that he or she is being watched. Also, women tend to pick up on the styling that is predominant in various sections of town. Dressing too fancy in certain neighborhoods will call attention, and dressing too poorly in other sections will draw attention also. Adjusting makeup and accessories will also play a role.

Another aspect of surveillance that is often overlooked is the verbal skill of blending in. On the off chance that the Private Investigator is drawn into an unwanted conversation, the investigator has to know how to talk the talk and quickly disengage while not arousing any suspicions.

While studies show that women tend to be more aware of semantics and language and more articulate than men overall, women have to deal with nonverbal cues that will attract males, no matter how good their conversational skills. I’ve known women who would purposely pad their bodies to make them look a little pudgy to avoid unwanted male attention while tracking a suspect. This, in conjunction with using street vernacular, helps them. It might seem absurd, and it might not speak highly of societal realities for women, but women who want to remain in private investigative work seem to take these realities in stride and take pride in winning the information they are seeking.

When it comes to interviews, women tend to excel. People, whether male or female, tend to be comfortable confiding in their female friends. Linguist Deborah Tannen’s research showed that women tend to make more encouraging comments while listening, such as, “Uh, huh,” or “I see.” This often makes other women feel important and appreciated during conversations with a female Private Investigator. It often makes men feel that the woman listener agrees with him, even if the woman is only trying to communicate that she’s hearing what he said. In either case, women obviously have some advantages in interviewing, even if it’s only due to societal beliefs that women are not as threatening as men.

Private Investigators rely heavily on public records. This includes sales of real estate, birth and death certificates, licensing, and everything else imaginable. There are public records for just about every area of life. Women tend to be very patient when going through massive quantities of paperwork.

As mentioned in a previous article on the advantages of a stereotype on our Bali Eye Private Investigation Agency website, women are often more open to alternative theories and sometimes this use of imagination results in finding the answer, even if it wasn’t the most likely one. This ability to not only find and catalog facts, but to put them together cohesively, adds to the effectiveness of female Private Investigators.

There is one more absolutely essential factor in investigations. That is the use of paid informants who will introduce an investigator to people who might have information as to what really happened. While risky, it is sometimes absolutely necessary to associate personally with a suspect who may have committed a crime and has every incentive to cover it up. Women, while perhaps more easily introduced to a crime circle because of their ability to seem less intrusive and more desirable, also take a huge risk. If they associate with a group like this for long, it becomes more dangerous with time. Therefore, they have to have some street smarts to compensate for the risk, and they have to be willing to get out as soon as they have the information they need. The need for plausible cover stories is very important here.

Paradoxically, there is no stereotype that fits everybody. You could easily find a male Private Investigator who comes across as very easy to talk to and very nonthreatening, while you could also find female Private Investigators who push the boundaries of assertiveness and could frighten a suspect into spilling the beans. The world is tending towards more equalized opportunity based on abilities rather than stereotypes.

Any activity in life has risks. The risks of private investigation are very real. However, our own experience with women investigators in Bali Eye Private Investigation Agency and in our sister organization, Indonesia Private Investigation Agency, indicates that women can play vital and effective roles in investigative services, helping many people in the process.

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are  fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

Car Theft Solved by Investigators

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Car Theft

From time to time, a private investigator might be asked to track down a missing car. A car can be stolen from a public place, private residence, or a car rental agency.

Types of Car Thefts:

During economically challenged times, car thefts increase. Some people try to steal cars from rental agencies by using fake IDs to rent cars, and then simply never return them. Some steal cars for their own use, whether for regular daily use or for transporting contraband and later abandonment. Some turn the stolen vehicles over to chop shops, where the cars will be used for parts. Some just want a car to take on a race or joyride, and will abandon the car after using it for a period of time.

Some will sell a stolen car to an unsuspecting person, who has no idea that he or she just purchased a stolen vehicle. Sometimes, the owner sold the car in good faith to a person who passed a bad cheque. In other cases, a couple may have surrendered their second car to a re-leasing company to cut down on expenses; however, the car may have been leased to a “customer” who disappeared. Thefts may be for convenience – the thief may have some stolen goods to transport.

No matter what the reason for the theft, it’s up to the private investigator to use his or her ingenuity to figure out what happened and track down the car. It’s always a good idea to file a police report first, but because the police might not be able to take the time to track down your vehicle, a good Private Investigator can come in handy.

How We Track Down the Car:

A Private investigator will use tools such as phone calls, casual conversations, and interviews. A good Investigator knows how to word questions and statements to get the most cooperation. Most people are shocked if someone they know has stolen a vehicle, and they will want to cooperate. The trick is in putting all the pieces of the puzzle together and tracking down hard information that is admissible in a court case.

Investigators can use license plate scanners, GPS tracking that comes with certain cars, handheld devices, cameras mounted on cars, or interviews with anyone whose job requires driving around, such as delivery workers. PI Agencies in some countries might have memberships in professional organizations where information gathered from license plate scanners is stored in a database. Surveillance on public streets is generally legal and does not overstep privacy issues. One popular technique is keep a watchlist of all vehicles reported stolen by owners, and using the scanners to detect license plates of parked vehicles. Since thieves often switch license plates, it can take time.

The human element in the form of social media and community alerts can work wonders, too. Many people have assisted in recovering their own cars by posting pictures of their stolen cars on social media and asking people to share. It’s never a good idea for a friend to confront a car thief, but it can be really useful if they snap pictures or report sightings of the stolen vehicle without getting noticed by the perpetrator.

Clumsy planning on the part of the thief helps, too. Sometimes a thief will falsify an ID card to rent a car that they never return, but use a real address of someone they know. As we interview the person whose address was used, the person might recognize the description of the thief and give us clues as to where to find him or her. We can then conduct a surveillance and get videos of the perpetrator using the stolen car, which will be admissible in court. Once we have enough evidence to stand up in court, we can wait for the perpetrator to turn in for the night and immobilize the car with car boots before there is any attempt to make contact.

Over the years, Private Investigators form relationships with informants. Knowing how to befriend people who can supply information is golden. Cooperation from all sources is the most important key to solving crimes, and a good Private Investigator knows how to form those relationships.

Other sources of information, although not glamorous, are salvage yards, auto manufacturers, trash bins on public streets, and hidden cameras in public areas. We can also keep lists of vehicles with out-of-area registration tags on them, check on the vehicle registration for those tags, and track down the lienholder (lender) for the vehicle. That is public information and we can call the lender to see if the vehicle is stolen.

Another easy way to verify if a car is the one we’re looking for is to check the VIN number, which is often in plain site on the driver’s side.

Repossession of the Car:

Once the car is located, it can be repossessed rather easily and the Private Investigator and client will agree upon the method in advance. Upon finding the car, it can be booted or disabled before the PI does one of three things depending on what the client wants: knocks on the suspect’s door and asks for the keys, notify the police, or notify the client. It is never a good idea for the client to contact the perpetrator, but the client could contact the police.

If the client is a business such as a rental car agency, the client may instruct the Private Investigator to repossess the vehicle. A team of two PIs will drive to the location, boot the car, and explain to the perpetrator who they are and why they are there. They will cite to the violator the specific vehicle codes that were violated and the jail time or fines attached with such crimes. They will be firm but also very professional. Most perpetrators will hand over the keys without too much fuss once confronted. If not, a tow truck can be called to remove the vehicle. This should not be done without hard evidence and knowing the laws in your area.

How to Prevent Theft:

Most vehicles sold nowadays have key codes or tracking systems such as LoJack or Onstar. Some have microdots that tag individual parts of the car, so they can be identified if the car goes to a chop shop. However, even very sophisticated systems can be bypassed by professional thieves.

The best car theft prevention devices, such as ignition interlock and pedal locks, disable the vehicle so that it can’t be moved without the right key. If your car does not come with these devices, you can buy a self-setting immobilizer. Always lock your vehicle and park in the safest spots you can.

Unfortunately, car thefts are very common. Using reasonable security precautions and keeping a photograph and copies of vehicle registration information can help you in case of a theft. A good Private Investigator will work for your better interests in recovering the car.

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are  fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

Share Your Travel Plans

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Private Investigators are always thinking about safety. It’s a big part of the job, and our awareness always has to be taking safety into consideration. For that reason, I recommend that if you’re going on a trip, you share the details of your trip with somebody who’s not going, and here are five reasons why.

  1. Your Home is Safer.

When you’re away and your friend or a friendly neighbor knows it, that person can check on your house for you, make sure to pick up your newspaper so the house doesn’t look vacant, and even put on a porch light for you just before you return. In fact, you may consider installing timers on your lamps that will turn on and off your lamps around the house on various intervals so the house still looks lived in. You can stop the newspaper, but there’s no substitute for a friendly person looking out for you.

  1. You’re Safer.

If your friends or family know your itinerary and you’ve made arrangements to call, they’ll know if you failed to show up at your destination within a reasonable amount of time. By the same token, if you don’t arrive home by a certain date, concerned friends and family members will try to reach you. If your car has broken down in a place with no traffic and a dead cell phone, having someone who knows when you’re supposed to be home could really be handy (Private Investigator).

  1. Reduces Stress.

Nobody wants a person worrying so much about their every move that they become more like busybodies than friendly helpers. But having a person who knows your plans can save a lot of stress. Let’s say, for example, that you decide to moderate your trip after you’ve left. Notifying someone at home can save on stress and unnecessary missing persons reports.

  1. Social Media Stories.

Fun is a valid reason to do a lot of things, and if you’re the kind of person who likes to get your friends involved in your life, chronicling your trip on social media could be a lot of fun. Some people have made professional careers out of travel blogging, so why not stretch out a bit and show some pictures to your friends as you go? They’ll appreciate it, and it’ll feel almost like you’ve been on vacation together.

One word of caution, though. Share your trip on social media, but not necessarily your advance plans, at least not in any great detail. There are stalkers in the world looking for an easy target, so instead of giving your exact street address in Barcelona, you could simply tell your friends you’ll be staying in Barcelona. You do want one person to have your street address, just in case you need to be reached or you get waylaid on the way to your destination (Private Investigator).

  1. You Might Need a Pick-Up.

Don’t forget that you might just need a drop-off and pick-up at the airport. Sharing your travel plans with a trusted friend well in advance of your trip might just remind you to make those arrangements well in advance.

These are my reasons for encouraging people to share their travel plans with a trusted friend or two. Peace of mind is a precious commodity, especially on a trip.

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

What Documents to Secure

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We all want our lives to be in order, and when we document the correct bits of information and find the proper storage modality for them, we create order and peace of mind (Private Investigation Agency).

Here are some categories of information you’ll need to store and where.

Life Records – Store in Safe Deposit Box

These are records that would be hard to replace if lost, and in some cases, could be harmful if in the wrong hands. For example, it might not be terribly difficult to replace a government ID card such as the social security cards provided in the U.S., but an identity thief would be delighted to have yours.

Here are some examples of life records: Birth, Death, Marriage, Naturalization, Military Service, Adoption, Divorce, and Dissolution records. In USA, Social Security and Medicare cards.

Other examples include proof of ownership: Titles to house, car, boat, or camper are included here. You also may have proof of authenticity for paintings, works of art, or jewelry. You may have a copyright for a book or other intellectual property, or a patent for something you invented. You also may be in possession of a note (record of money someone else owes you). Your original stocks, bonds, and mutual fund purchase records can be stored here (if not at the broker’s office).

Original signed contracts or copies can also be kept in your safe deposit box, such as pre-nuptial agreements, wills, Living Trusts, insurance policies, lease agreements, and payment schedules for notes or mortgages. If you have financial records stored at the broker’s office or elsewhere, you’ll need a list of everything and where it’s stored.

You also might make a video of all your possessions and store an electronic copy in your safe deposit box along with an itemized list of the purchase price, date of purchase, purchase price, and current value of each item in your video.

Now that almost everything can be stored electronically, it’s very important to keep copies in separate locations. If you have a house fire that destroys your computer, that won’t be so devastating if your backup storage is located in the safe deposit box or a storage unit far from home. And those backup storages should be changed out on a fairly frequent basis to minimize loss.

Note that you’ll get two keys to the safe deposit box, so give one copy to a trusted person who doesn’t live with you. In case of your incapacity, a house fire, or a natural disaster, the other key won’t be destroyed and the holder of that copy will be able to access your records and take care of things for you.

Active Records – Store at Home

You have some records that are in use or may be in use at any given time. These include unpaid bills, resumes, recommendation letters, insurance policies, transcripts and diplomas, an inventory of everything in your safe deposit box, your bank books, a list of all your bank accounts and holdings, your business records if you work from home, and contact information of a person who can step in for you if you’re incapacitated. You’ll also want your burial instructions, warrantees, and guarantees in your active records (Private Investigation Agency).

Inactive Records – Store at Home

This is where you’ll store paid bills, cancelled cheques, past tax returns, past employment records, and family health records that may help you if you find yourself with a genetic condition.

Some of these items have been listed under two categories. That means that they could be stored in either location, or that you might consider taking a photocopy of at least the most important pages of those documents and storing them in two places.

Make sure and go through all your records at least once a year and possibly twice, mainly so you can find everything you need instantly and also so you can toss out or shred items you no longer need. Experts recommend January as a good time, since that’s the time you’re going to gather your tax information.

I hope you enjoy this list as well as the sense of satisfaction you feel when you get completely organized!

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.

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Trust Your Gut

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I was going through some old papers in a stack of boxes in a warehouse, and found some school notes taken back in the 1960’s in elementary school. The notes were very clear. The elementary school teacher was teaching the kids about animal instinct, but stated that humans had lost instinct long ago in ancient times (Private Investigation Training).

I’m not sure we really know why birds fly south for the winter and how animals can tell when a tsunami is about to hit. But a lot of private investigators believe that following a gut-level instinct can inform and sharpen a search for the truth. In my experience, following a hunch – instinct – may or may not get you to the exact solution, but it’s almost never a waste of time, because it sharpens your idea of what the story is going to turn out to be.

When should you learn to pay attention to your gut-level instincts?

  1. In Cases of Your Safety or the Safety of Another.

Have you ever been walking down the street and felt a tingling feeling on your back? Sometimes your ears, nose, and eyes are experiencing impressions that you’re not fully aware of consciously, because you’re thinking about something else. But your body seems to know. You’re not always right, and we need to use our heads too, but there have been many cases when a person felt they were being followed or watched, and they were right. There are also cases where a person felt concern for a child’s safety and their feelings proved to be right.

  1. Relationship Decisions.

New relationships are great, because both parties are excited and expect the very best. There’s nothing better than riding the wave of that new relationship and enjoying wherever it takes you. But, at some point, if you get a funny feeling about your new partner, I wouldn’t be so quick to dismiss it. For many couples, once the “honeymoon” is over, there are very subtle changes in the other spouse’s personality. A few harsh words can easily be ignored, but when you really start to feel that something is wrong, do your best to honor your own gut-level instincts. It could be nothing, and maybe you’ll resolve the problem over time. But if your instinct is right, it may go badly if you hesitate.

  1. Weighing Up Alternatives.

When something’s bothering you and a stack of alternative courses of action are piled up in your mind, sometimes it’s hard to decide which action to choose. One thing I always do is imagine taking each of the alternative roads, and then noticing which alternative makes me feel a sense of calm or relief. When I find one that definitely makes me relax instead of panic, I know I’m on to something. More often than not, that sense of relief is an indicator of which is the best solution (Private Investigation Training).

I don’t know why it works, but I do know that it seems to work. Following my gut-level instincts has served me very well, and helps me stay on top of my game.

Bali Eye Private Investigation Agency (BEPIA) along with our sister agency Indonesia Private Investigation Agency (IPIA) are fully registered Private Investigation Agencies offering private detective and private investigator services to the Private and Business sectors throughout Indonesia and South East Asia.